Home Purchase
Shopping for a Home and Home Purchase
Review home, dealer, financing, insurance, quote, and agreement questions before the project gets locked in.
What should I ask a dealer before buying a manufactured home?
Ask what the home price includes, what site work is excluded, who handles delivery, setup, permits, utility connections, decks, skirting, finish work, inspections, warranty items, and what changes could affect cost or timing.
What costs may not be included in the home price?
Site prep, permits, septic, well, utility extensions, transport, setup, foundation, stairs, decks, skirting, trim, inspections, driveway work, and post-install services may be outside the home price unless the paperwork clearly includes them.
What is a purchase agreement?
A purchase agreement is paperwork between the buyer and seller or dealer. It may address price, deposits, included items, exclusions, delivery terms, cancellation terms, and responsibilities. Ask your dealer to explain it before signing.
What should I clarify before signing dealer paperwork?
Clarify what is included, what is excluded, who is responsible for permit steps, site prep, delivery, setup, utilities, decks, skirting, inspections, change orders, delays, and corrections. Ask for unclear items to be explained in plain language.
Can the home purchase happen before the land is fully ready?
Sometimes, but it can create risk if land, permits, septic, well, utility, delivery, or setup questions are unresolved. Ask your dealer, lender, county, and needed providers how unresolved land items affect timing and cost.